American Institutions of Higher Education

While characterized by great diversity, American institutions of higher education are classified in general as follows:

Undergraduate Study

Community and Junior Colleges: provide a two-year course beyond high school or secondary school. Courses are either Terminal, leading to employment, or Academic, preparing the student for transfer to a four-year college or university where he/she will complete his/her education. Graduates of junior colleges are usually awarded an Associate in Arts (A.A.) or Associate in Sciences (A.S.) degree.

• Technical Institute
• Liberal Arts College or University
• The Bachelor's Degree

Graduate Study

Graduate and Professional Schools: Provide post-university study leading to the Master's or doctoral degree.

• The Master's Degree
• The Doctorate Degree

Non-Degree Students

Students wishing to take courses without enrolling for a degree may apply to register as special students. Colleges and universities are increasingly reluctant to accept special students, unless they are enrolled for a degree in some other institution and are seeking instruction which is not available in the other institution. Non-degree students do not have access to all the facilities that degree students are able to use, such as limited access to library and computer facilities, and often there is a limitation on the number of credits they can take.

Professional Training

Training for many professions may only be taken as postgraduate study. Thus a law degree takes three years after completion of a four-year Bachelor's degree; medicine takes four years after a Bachelor's degree, and social work two. In other professional fields such as dentistry, veterinary medicine and architecture, four years of general college work is usually required before admission to the four-year professional program.

ACCREDITATION

If one decides to study in the United States, one should always choose an institution which is accredited. An institution is accredited provided that its program of study, professors, and academic facilities meet the minimum standards established by an agency recognized by the Council on Postsecondary Accreditation and by the U.S. Department of Education. Accreditation by a regional agency, such as the Middle States Association of Colleges and Secondary Schools or the New England Association of Colleges and Secondary Schools, applies to the institution as a whole and may be awarded for up to four different levels: Associate degree; Bachelor's degree; Master's degree and Doctorate. Accreditation by a professional agency applies only to the relevant school or department; e.g., engineering schools are accredited by the Accreditation Board for Engineering and Technology. Foreign students should not enroll in degree courses in institutions or departments which are not accredited.

THE CREDIT SYSTEM

American degrees, both undergraduate and graduate, are earned on the basis of the number of courses successfully taken. Each course earns credits or units, which are known as credit hours, semester hours (for schools on the semester system), quarter hours (for schools on the quarter system) or merely hours or credits. The number of credits earned by each course relates to the number of hours of classroom work involved, but does not necessarily correspond exactly. For instance, a course meeting three times a week for an hour (actually 50 minutes) each time may be expected to give a student three hours credit for the semester or term. On the other hand, an intensive seminar may meet once a week for two hours and also be a three-credit course. Two or three laboratory periods are usually considered to be equivalent to one class hour. The undergraduate student program, known as an academic load, is normally 15-17 units a semester, or 12 to 15 units a quarter. The graduate student's normal load is 9-12 units.

THE GRADING SYSTEM

Students are graded on course work completed, and most colleges and universities use letter grades as follows: A being excellent or outstanding; B means above average; C, average; D, below average; and F, failing. Roughly, the following percentage values and point scales are applicable:
An undergraduate student must maintain a C or 2.00 average in general and a B or 3.00 average in his or her major field in order to receive a degree.
Some schools may also use the Pass/Fail grading system in which there are only two possible grades. The student either passes and receives credit for the course or fails and receives no credit. Many schools combine both the Pass/Fail Option with the conventional grading system. In this case, a student may take a certain number of courses for a Pass or Fail grade, and his other courses using the conventional A - F grading system.

IMPORTANT NOTE: There are no real equivalencies between the Belgian and American grading systems. Therefore, when supplying U.S. universities with information on the courses you have taken here and the results, always give those results in their original form, i.e., 15/20. Do not attempt to translate the Belgian system into American terms.
A student's academic standing is often measured by his or her grade point average (GPA). This is the average of the grades that a student has had for all his years of college or for each term. The grade point average is computed by dividing the total number of grade points by the total number of credit hours. For example, a student takes four 3-unit courses with the following results: Business 101 - A; Introduction to Business Law - B; Mass Media and Marketing - A; and Computer Science Techniques applied to Business - B. The average is determined as follows:

• Degree Certificate / Provisional
• Degree / Diploma Mark Sheets and Transcripts
• 10 + 2 Marksheet + Certificate (HSC) and Transcripts
• 10th Marksheet + Certificate (SSC)
• TOEFL / IELTS Scores
• GRE / GMAT / SAT Scores
• Bank Statement
• Affidavit of Support
• Statement of Purpose
• Photographs
• Passport Copy

• Visa Application form DS - 160 (Online fillable form)
• Original Passport
• HDFC Bank Receipt
• Sevis Fee Receipt
• Interview Appointment letter
• All Academic Documents including TOEFL, GRE, GMAT Score sheet
• Evidence of Financial Resources
• Form I - 20

Tuition Fees

Living Expenses

A student spends around $8000 - 15000 per year depending on his way of living. The expenses again depend on the geographical locations also if a student stays in metropolitan city like New York, Manhattan, etc. the expenses could go up to $16000 in comparison to a student studying in a suburban area where the expenses come to somewhere around $8000 to $12000 / year.

Accomodation

The colleges or universities where you apply assist you in your search for an accomodation. Accommodations are of two types i.e. a student can stay on campus (Halls of Residence / Students hostel / dormitories) or Off Campus (Home stay / Apartments / Flats). Staying off campus is much cheaper alternative than staying on campus but it is strongly advised that the student stay on campus for the first few months.

Health Insurance

Insurance Policy for international students is a mandatory, as students have to stay abroad for a long period of time. Insurance costs approximately between $500-$1000/year. It is advisable to take insurance from an Indian Insurance Company but make sure that it covers medical expenses, personal accident, dental, treatment ,study interruption, passport loss etc. Insurance is basically cashless so a student does not need to pay money at the time of hospitalization.

Scholarships

Scholarships & financial aids - fee waivers are awarded to international students on the criteria of merit & need of it. Candidate with strong academics, good performance on standardized exams & extra curricular achievements would be eligible for scholarship awards & financial assistance. To benefit from these opportunities, one has to make sure to send all the required documents by particular deadlines. In addition to this, the presentation of the application package is also important because one is judged by the image one projects.

There are various types of Scholarships:

• Fellowship-Scholarship: This is usually offered on the student's ability, competence & performance.
• Graduate Assistantship: Generally it may involve a teaching or research assistantship. Students receive aid, in the form of cash stipend or a tuition fee waiver or reduced tuition fee.
• Sports Scholarship: Though seldom offered to international students, athletic or sports scholarships are available in a wide range to outstanding and talented athletes.
• The other factor that can enhance the probability of getting the scholarship is the credit evaluation. The evaluation converts the Indian grades in the GPA system.

USA is the most desired destination for everyone who wishes to migrate for the betterment of life. If you want to become a lawful permanent resident based on the fact that you have a relative who is a citizen of the United States or is a lawful permanent resident, your relative in the U.S. will need to sponsor you and prove he/she has enough income or assets to support you, the intending immigrant(s) when in the United States.

Spring: January

Fall: August

Summer: May

Duration of Courses in USA

Bachelors (Undergraduates): 4 Years

Masters (Graduates): 2 Years

MBA: 2 - 3 Years

Eligibility for Admission

Once you choose an academic major or field study please take the following eligibility requirements into consideration.

For Bachelors (Undergraduates) the minimum academic requirement is 10 + 2 with 45% & TOEFL - iBT 61 or IELTS 5.5 Bands or above.

For Masters (Graduates): Minimum academic requirement is 10 + 2 + 4 with 50% & TOEFL - iBT61 to 80 between or IELTS 6.0 - 6.5 Bands and GRE score 950.

For MBA minimum academic requirement is 10 + 2 + 3 or 10 + 2 + 4 TOEFL - iBT 61 to 80 or IELTS 6.0 to 6.5 Bands and GMAT score between 320 to 600 (work experience is not mandatory)